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It's pretty simple.  And saves you time.  The additional bonus?  We also save our clients buckets of money since we have the benefit of offering several companies for you to consider. 

It all begins with access to rates that only available to independent agents.  And for you, access means options.  


change your insurance company

without changing your agent

Insurance in California is constantly changing.  What works for you today may not work for you and your family in the future. Working with HIA, an independent agent, is a huge advantage for consumers.  We can offer you different companies year after year to make sure that your needs are always being met.

We do the legwork so that you can relax and enjoy life.