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Whether you own or rent, insuring the place you call home can help protect you financially if you suffer a loss due to fire, theft, vandalism, or other covered events. It will also cover you in the event someone is injured while on your property and wins a legal judgment against you.Type your paragraph here.


Your home insurance policy is most often made up of the specific options you choose, so how much you'll pay for your policy depends on:

  • What you select. Oftentimes homeowners insurance options are priced individually, so how much you'll pay for your policy depends on what coverages you buy.
  • How much you want to cover. Higher deductibles usually lower your premium price by shifting part of the loss payment to you. For example, if you had a $500 deductible, you would be responsible for paying the first $500 of the covered loss.
  • Where you set your limits. You may choose to set higher limits than the recommended amount if appropriate to your situation and needs.


Worried you aren’t completely covered? Consider an umbrella insurance policy that extends your coverage. 

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CA - What you need to know about homeowners insurance

Glossary of Insurance Terminology

Your home is the center of your daily life, and likely your most valuable asset.

When your home is damaged or destroyed, you need your claim settled by an insurance company that understands this simple fact. Our agents can help you find the homeowner’s insurance that will best meet your needs and provide the most valuable combination of tailored coverage, quality service and fair pricing.

Insurance for All Kinds of Homes
Depending on where you live – a house, apartment, or condominium – the right home insurance policy can provide you peace of mind as well as the money you need to repair or replace your home and/or belongings. Contact us for more information today!